Harper
AI-native commercial insurance brokerage: one call and a licensed specialist handles the rest.
Company basics
- HQ
- United States
- Delivery model
- Managed (they run it for you)
- Pricing model
- Not disclosed
Scope
- Industries
- Insurance
- Regions
- United States
- Languages
- English (site only)
About Harper
Harper is an AI-native commercial insurance brokerage based in San Francisco. A specialist learns the business and the AI handles reading applications, routing submissions, following up with underwriters and managing quotes. Operating as Harper Global Insurance Agency, it lists state licences on its site. The company reports serving over 5,000 businesses and working with 165+ underwriters, with coverage decisions in 24 to 48 hours. It announced a $47M raise led by Emergence Capital in February 2026.
What they do
- End-to-end delivery (you don't operate the tools)Source · checked 2026-10-02One call and Harper handles the rest, per homepage.
- Human review includedSource · checked 2026-10-02A specialist learns your business; not a form, a person.
- Signed off by licensed professionals (CPA, attorney…)Source · checked 2026-10-02State agency licences listed on the site.
Pricing
- Pricing model
- Not disclosed
- Published starting price
- Not published
- Pricing page
- Not published
Evidence of outcomes
BOutcomes reported by the company or its investors.Company announcement reports 5,000+ business customers, 165+ underwriters and a 98.78% renewal rate; self-reported.
A: third-party verifiable outcomes · B: outcomes reported by the company or its investors · C: no publicly verifiable outcomes yet. Demos, forecasts and slogans do not count.
FAQ
Is Harper a licensed broker?
The site shows Harper Global Insurance Agency state licence numbers for California and Georgia.
How does Harper use AI?
To read applications, route submissions, follow up with underwriters and manage quotes, per the announcement.
How is it priced?
Quote-based; no public pricing.
How much has Harper raised?
$47M combined seed and Series A led by Emergence Capital, announced February 2026.
Our read
Editorial view based on public information — not an endorsement.
Capabilities
| Check | Status | Source |
|---|---|---|
| End-to-end delivery (you don't operate the tools) | Confirmed | Source · checked 2026-10-02One call and Harper handles the rest, per homepage. |
| Human review included | Confirmed | Source · checked 2026-10-02A specialist learns your business; not a form, a person. |
| Signed off by licensed professionals (CPA, attorney…) | Confirmed | Source · checked 2026-10-02State agency licences listed on the site. |
| Works inside your existing systems | Not stated | — |
| Private / on-prem deployment available | Not stated | — |
| API or data export | Not stated | — |
| Multilingual delivery | Not stated | — |
Commitments
| Check | Status | Source |
|---|---|---|
| Public delivery SLA | Not stated | — |
| Outcome-based pricing | Not stated | — |
| Refund / satisfaction guarantee | Not stated | — |
| Customer data not used for training | Not stated | — |
| SOC 2 | Not stated | — |
| ISO 27001 | Not stated | — |
| HIPAA | Not stated | — |
| GDPR | Not stated | — |
| Named party responsible for outcomes | Not stated | — |
Funding
$47M seed and Series A, led by Emergence Capital (2026-02-26)Announcement
How we check
Every check below links to its source and shows when we checked it. "Not stated" means we found no public statement — it does not mean "no".
Other routes
Use a tool yourself
Sources
- Company website: https://www.harperinsure.com/
- Funding announcement: https://www.harperinsure.com/news/series-a-announcement
Change history
- 2026-10-02 · Listed on Toolsfine